Financial Tips, Tricks & Ideas at PressPay

How To Find Your Lost Super… The Easy Way

Are you one of the many Australians who have lost track of their superannuation, leaving valuable retirement savings behind? Well, fret not, because, in this blog post, we will unveil the secrets to easily finding your lost superannuation without breaking a sweat.

Money Bucketing Strategies: A Guide to Effortlessly Manage Your Week-to-Week Spending

Managing your finances can often feel like a daunting task, filled with complex spreadsheets and never-ending calculations. However, it doesn't have to be this way! Introducing money bucketing strategies - an innovative approach to personal finance that simplifies the process while helping you gain control over your hard-earned dollars.

The Art of Negotiation: How to Get a Better Deal on Everything

Do you ever feel like you're not getting the best deal on things you buy? Are you struggling with debt or finding it difficult to manage your expenses? If so, you're not alone. Managing your finances effectively can be a real challenge, but there's one skill that can make a huge difference: negotiation. Negotiation is the art of reaching an agreement with someone else, and it's a skill that can be applied to many different areas of your life.

Top 10 Ways to Cut Back on Your Monthly Expenses

Do you feel like your monthly expenses are too high? We get it! Every once in awhile, it's a good time to start cutting back on your monthly expenses.

How to Improve Your Credit Score and Maintain Good Credit

When it comes to finances, one number can have a big impact on your life: your credit score. Your credit score is a number that represents your creditworthiness, or the likelihood that you will repay your debts on time.

How to Create a Weekly Spending Plan That Works for You

When it comes to managing your finances, having a weekly spending plan in place can make a big difference to your financial wellbeing. A spending plan is simply a budget that breaks down your income and expenses on a weekly basis, making it easier to keep track of your finances and stay on top of your bills.

How to Automate Your Finances and Save Time and Money

Are you looking for ways to manage your finances more efficiently and save time and money? Well, you're not alone. Australians like you are always searching for better ways to automate their finances and streamline their financial operations.

The Importance of Emergency Funds and How to Build Yours

Learn how to build an emergency fund in Australia with our comprehensive guide. Take control of your finances today!

Master Your Money: Use the 50/30/20 Rule for Optimal Income Management

Managing your income can be daunting, especially if you’re unsure how to divide it between expenses, savings, and investments. However, with the 50/30/20 rule, creating a budget that suits your needs and goals is more manageable.

Frugal Chic: How to Spruce Up Your Home Without Breaking the Bank

Have you ever wanted to give your home a makeover but held back because of the hefty price tag? Trust me; I know the feeling. As a young adult, I've always wanted a stylish and cozy home, but I had to find creative ways to make it happen on a tight budget. That's where frugal chic comes in. Cheap chic is the perfect mix of affordability and style - it allows you to create a beautiful and comfortable home without breaking the bank.

My name is Emily, and I'm a writer and DIY enthusiast passionate about creating a beautiful home on a budget. My family didn't have much money growing up, but my parents always found ways to make our home warm and inviting. That's where I learned the importance of being resourceful and creative in home decor. Over the years, I've developed a knack for finding affordable home decor items, repurposing old furniture, and making my decor pieces. Now, I want to share my tips and tricks with you, so you can transform your home into a stylish and cozy oasis without spending a fortune.

A Beginners In-Depth Guide to Frugal Living in Australia

Living a frugal lifestyle in Australia can be difficult, but it doesn't have to be. With some planning and intelligent spending choices, Australians of all ages can benefit from taking control of their finances. Frugal living is about understanding your budget and making the most out of every dollar - without compromising on quality or experiences. In this article, we'll explore how you can make the most out of frugal living in Australia by looking at benefits such as budgeting basics, shopping smartly, eating in, reducing utility costs and taking advantage of free activities, plus common mistakes to avoid when trying to save money and strategies for different life stages.

10 Tips to Negotiate Your Rent Like a PRO

Researching to ensure you're getting a fair rent price is one of the first things to do when negotiating your rent. You can also offer to pay cash upfront and take advantage of your lease term to get a rent discount. And don't forget that being a good tenant is an advantage when negotiating a rental lease agreement.

7 Money-Saving Tips for Pet Owners on a Budget

Nothing beats having a furry buddy to come home to every day. While these fluffy bundles of joy add brightness to our days, they can also add substantial costs! As pet owners, we want to provide the best for our babies, but who says we have to spend a fortune to do so? Many methods exist to cut pet-related expenses without compromising their health or happiness. So, without further ado, here are seven money-saving tips for pet owners on a budget!

8 Inventive Ways to Make Christmas Special on a Budget

Christmas celebrations can feel quite extravagant with the pressure of gift giving and food preps. Luckily, we prepared for you eight inventive ways to make Christmas memorable on a budget! Plus, you'll save money and celebrate the Christmas season in ways you've never tried before!

8 Creative Ways to Have Fun on a Budget

Many of us believe it requires significant money to make our free time more enjoyable.

While it might be true for some people, several activities could make the day exciting without spending too much. You have to unleash your childlike imagination.

That said, we’re going to have a look at some of these wallet-friendly activities. So without further ado, here are eight creative ways to have fun on a budget.

Fun and Cheap Activities for Kids During the Holidays

Are you looking for ways to spend the holidays while your kids are on a break from school? Well, you're not alone. This is a pretty common dilemma many parents face whenever the holidays roll in.

Yes, schooling can be pricey, but keeping our kids busy with activities during breaks doesn't have to be. On that note, we're here to help you find fun activities for your kids and the whole family without spending too much.

Who said summer breaks and holidays have to be tedious or expensive? Not us! So, to help you out, we rounded up the best-ever fun and cheap activities for kids during the holidays. Let's get started!

7 Creative Weekly Money Hacks You Will Be Thankful for This Time Next Year

Having the creativity to save money could help you keep up with the soaring prices of everyday essentials like food, petrol, and shelter. To do that, you need to look deeper at some of your daily activities. That way, you can remove or realign things that might be causing you to spend extra dollars unwittingly. The following are seven creative weekly money hacks you will be thankful for this time next year:

Cool Budget Hacks for Expecting Parents

The pregnancy miracle is a combination of blessings, struggles, and fulfilment. It would be best if you were fully committed as you devote yourself to giving birth and becoming a parent. While we all want what's best for the baby, expenses can get a bit too challenging. Sure, we'd all love to give our babies everything they could wish to, but it's not always possible, nor is it wise. Even though preparing for childbirth can be challenging and draining, it doesn't always have to be expensive. So, on that note, let's look at these cool budget hacks for expecting parents.

15 Clever Gift Ideas On A Budget

If you're looking for a decent gift that won't break the bank - The mission can be challenging, but it's not impossible!

No matter the occasion, the following list includes ideas for budget-friendly gifts to impress your loved ones without spending a fortune.

How Do You Exercise on a Budget? A Guide for Beginners

Exercising makes up for our sedentary lifestyle. However, getting a personal trainer or going to the gym isn't cheap.

So, how do you exercise on a budget?

Generally, you can ditch your gym membership and check out outdoor gym parks instead. You can also use alternative or secondhand exercise equipment and take advantage of free passes, community groups, and social media.

This article has rounded up 11 tips on exercising on a budget. Let's dive in!

How to Host a Dinner Party on a Budget (In Style!)

Are you craving the company of your closest pals, but you're stretched thin on the budget?

You don't have to stress over it. Many innovative ways exist to host a dinner party without giving away your financial sitch. Here's how to host a dinner party on a budget:

How Do You Save Your Budget From Hidden or Recurring Subscriptions? Tips and Tricks

Subscriptions have quickly become part of our monthly expenses. So, how do you save your budget from hidden or recurring subscriptions? We learned some tips and tricks to help you save more money from your subscriptions.

9 Simple Ways to Save money on the Weekly Grocery Shop

An Aussie household spends an average of $140 per week on groceries, totaling about $560 a month or $6,720 a year.

According to the Australian Bureau of Statistics, the average weekly income is $577 and $1,463 for part-time and full-time employees, respectively.

Does Afterpay Help Your Finances? The Pros and Cons of Using Buy Now Pay Later Services

The buy now, pay later is growing in popularity in Australia by making the payment option attractive to new users. The option makes more expensive items affordable.

However, before joining the millions of Australians using afterpay services, it’s best to exercise caution. Learn about it first to avoid joining thousands who complain against it.

Here’s what you need to consider.

9 Clever Methods to Save Money Each Week for a House Deposit

When planning to buy a house, offering a big down payment can save you loads of money in the long-term.

With the amount of interest currently being offered by banks, you’re probably thinking about the fastest way to save for a house deposit.

But here’s the thing…

5 Ways to Get You Closer to an Early Retirement by Saving More Money Each Week

Most people wish they could retire early and enjoy their money when they're still young. We all do right?

However, the majority don't know where to start. A solid retirement plan doesn't have to start with millions of dollars. The best way to save up is to start today with as much you have and let the miracle of compound interest do it’s thing for you.

This guide gives you 5 ways to get you closer to early retirement by saving more money each week.

11 Ways to Save Money Without Dramatically Changing Your Lifestyle

It's easy to come up with financial resolutions, especially at the beginning of the year. You have your savings plan all worked out, and you swear nothing will stop you.

Along the way, you realize hitting your savings goal is easier said than done. You honestly want to save but don't want to give up everything you love.

Read on for 11 ways to save money without dramatically changing your lifestyle.

6 Simple Ways to Pay Down Your Credit Card Debt & Stop Paying Interest

Getting out of credit card debt is intimidating. But you can pay it down and stop paying interest if you focus and persevere. The only quick fix to credit card repayment is when you have a windfall, but how many times do you get windfalls in your life? That's why you need to avoid credit debt at all costs.

If you’re reading this, it may already be a bit late for that but it’s useful to understand before we get to the tips.

7 Clever Ways to Stretch Your Cash Between Now & Payday

It happens to most of us. Around the 20th, you suddenly realize you don’t have money to sustain you to the next payday. You look back, but can’t seem to figure out how you spent your money.

Yet, here you are - a week or two to payday, and you’re broke.

What are the best budgeting apps in Australia?

Tracking expenses, saving money and sticking to your budget can be tough. It takes time to achieve your financial goals. You want to take control of your finances, but you don't know where to start.

You've heard of budgeting apps, but you are wondering… Which app is best for budgeting?

Need Money Fast? Here are 5 Options that are Better Than a Payday Loan

Sometimes you need money fast to cover unexpected expenses or get you to the next Payday. The quickest option to think about is a payday loan for fast cash. But that’s not always the best option. Often, payday loans have exorbitantly high-interest rates. And you can easily get trapped in the cycle of chocking debts.

What if you could access cash quickly, eliminating all the pain that comes with payday loans?

7 Ways to Make it Easier to Wait for Your Pay

Your bills are going through the roof?

You want to pay them on time, but you are never paid on time. You live from paycheck to paycheck, you owe a few thousand, and it’s beginning to take a toll on you.