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We publish helpful articles to help you save money. You can find them all below.

A Beginners In-Depth Guide to Frugal Living in Australia

Living a frugal lifestyle in Australia can be difficult, but it doesn't have to be. With some planning and intelligent spending choices, Australians of all ages can benefit from taking control of their finances. Frugal living is about understanding your budget and making the most out of every dollar - without compromising on quality or experiences. In this article, we'll explore how you can make the most out of frugal living in Australia by looking at benefits such as budgeting basics, shopping smartly, eating in, reducing utility costs and taking advantage of free activities, plus common mistakes to avoid when trying to save money and strategies for different life stages.

10 Tips to Negotiate Your Rent Like a PRO

Researching to ensure you're getting a fair rent price is one of the first things to do when negotiating your rent. You can also offer to pay cash upfront and take advantage of your lease term to get a rent discount. And don't forget that being a good tenant is an advantage when negotiating a rental lease agreement.

7 Money-Saving Tips for Pet Owners on a Budget

Nothing beats having a furry buddy to come home to every day. While these fluffy bundles of joy add brightness to our days, they can also add substantial costs! As pet owners, we want to provide the best for our babies, but who says we have to spend a fortune to do so? Many methods exist to cut pet-related expenses without compromising their health or happiness. So, without further ado, here are seven money-saving tips for pet owners on a budget!

8 Inventive Ways to Make Christmas Special on a Budget

Christmas celebrations can feel quite extravagant with the pressure of gift giving and food preps. Luckily, we prepared for you eight inventive ways to make Christmas memorable on a budget! Plus, you'll save money and celebrate the Christmas season in ways you've never tried before!

8 Creative Ways to Have Fun on a Budget

Many of us believe it requires significant money to make our free time more enjoyable.

While it might be true for some people, several activities could make the day exciting without spending too much. You have to unleash your childlike imagination.

That said, we’re going to have a look at some of these wallet-friendly activities. So without further ado, here are eight creative ways to have fun on a budget.

Fun and Cheap Activities for Kids During the Holidays

Are you looking for ways to spend the holidays while your kids are on a break from school? Well, you're not alone. This is a pretty common dilemma many parents face whenever the holidays roll in.

Yes, schooling can be pricey, but keeping our kids busy with activities during breaks doesn't have to be. On that note, we're here to help you find fun activities for your kids and the whole family without spending too much.

Who said summer breaks and holidays have to be tedious or expensive? Not us! So, to help you out, we rounded up the best-ever fun and cheap activities for kids during the holidays. Let's get started!

7 Creative Weekly Money Hacks You Will Be Thankful for This Time Next Year

Having the creativity to save money could help you keep up with the soaring prices of everyday essentials like food, petrol, and shelter. To do that, you need to look deeper at some of your daily activities. That way, you can remove or realign things that might be causing you to spend extra dollars unwittingly. The following are seven creative weekly money hacks you will be thankful for this time next year:

Cool Budget Hacks for Expecting Parents

The pregnancy miracle is a combination of blessings, struggles, and fulfilment. It would be best if you were fully committed as you devote yourself to giving birth and becoming a parent. While we all want what's best for the baby, expenses can get a bit too challenging. Sure, we'd all love to give our babies everything they could wish to, but it's not always possible, nor is it wise. Even though preparing for childbirth can be challenging and draining, it doesn't always have to be expensive. So, on that note, let's look at these cool budget hacks for expecting parents.

15 Clever Gift Ideas On A Budget

If you're looking for a decent gift that won't break the bank - The mission can be challenging, but it's not impossible!

No matter the occasion, the following list includes ideas for budget-friendly gifts to impress your loved ones without spending a fortune.

How Do You Exercise on a Budget? A Guide for Beginners

Exercising makes up for our sedentary lifestyle. However, getting a personal trainer or going to the gym isn't cheap.

So, how do you exercise on a budget?

Generally, you can ditch your gym membership and check out outdoor gym parks instead. You can also use alternative or secondhand exercise equipment and take advantage of free passes, community groups, and social media.

This article has rounded up 11 tips on exercising on a budget. Let's dive in!

How to Host a Dinner Party on a Budget (In Style!)

Are you craving the company of your closest pals, but you're stretched thin on the budget?

You don't have to stress over it. Many innovative ways exist to host a dinner party without giving away your financial sitch. Here's how to host a dinner party on a budget:

How Do You Save Your Budget From Hidden or Recurring Subscriptions? Tips and Tricks

Subscriptions have quickly become part of our monthly expenses. So, how do you save your budget from hidden or recurring subscriptions? We learned some tips and tricks to help you save more money from your subscriptions.

How to Save Money on Your Monthly Internet Bill (8 Clever Ideas)

The internet has become a basic necessity for a lot of people. The internet service in Australia is not cheap, so it is can be a good idea to take a few steps to save a few bucks on your internet bill.

7 Clever Ways to Save Money on Your Water Bill

We use water in our everyday lives as a main necessity. There are different things you can do to save up on the total cost of your water bills such as limiting its consumption and avoiding wastage.

10 Cheap, Fun Date Ideas (3-Minute Read)

Aha, dates! One of the best activities to enjoy every once in a while with someone you love. And while going out for a date doesn't need to be expensive, it does require a little effort. Cheap dates (that don't feel cheap) are a great way to enjoy each other's company when you want to stick to a budget.

How to Cut Down Your Grocery Shopping Costs (7 Clever Tips)

Learning to save money on groceries is essential to survive the massive inflation. The inflation rate in Australia (12 months to June) is 6.1%. In light of the recent price hikes globally, the numbers are expected to go up weekly over the next five years.

10 Great Ways to Save Money on Your Electricity Bill

With the rise in energy prices in the country, many of us may feel a bit helpless when dealing with ongoing expenses and are looking for answers about how to save some dollars off our electricity bills. It’s, therefore, crucial to know some effective tricks you can use to reduce the cost of utility bills in your home.

Thrift Shopping: 9 Awesome Tips and Tricks to Find the Best Deals

Thrift shopping is on the rise, and you need to know what seasoned thrifters are doing to find great deals and save more. On that note, we have compiled top tips and tricks thrifters swear by that will help you shop like a pro on your next thrifting spree.

10 Tips for Paying Off Your Credit Card Debt

Are you having difficulty achieving your financial goals due to a credit card debt you have been carrying forward from one month to the next? If you struggle with credit card balances, you would be surprised to know just how easier things can get with the right approach.

10 Tips to Save Money for a House Deposit

With the right approach, buying a property to live in Australia is doable. It may take quite some time, but with the right practices, it becomes achievable.

The 6 Best Free Budgeting Apps in Australia

Using a budgeting app can be a super friendly and helpful tool to stick to a reasonable budgeting plan and it can be of great help to manage your personal finances.

How to Save Money on Your Phone Bill Like a Pro

If you feel like you pay more on your phone bills than you should, consider cutting down on the number of hours you spend browsing the web and on calls, switching your cell phone plans, or buying a cheaper phone to save you a couple of dollars.

7 Simple Tips to Practice Self-Care on a Budget

Practising self-care to live a healthier and happier life is very important but it doesn’t have to be expensive. Some budget-friendly self-care tips include adequate sleep, good nutrition, drinking lots of water, relaxing baths, meditation, massages, and regular exercise.

4 Ingenious Tips Everyone Should Know to Be Social on a Budget

You can still enjoy a social life on a budget as long as you can handle your finances the right way. Being on a budget doesn’t mean you can’t have fun or hang out with your friends. Having a restrictive social life with no fun makes sticking with it a challenge.

8 Clever Tips for Saving Money on Petrol

Techniques such as fuel-efficient driving and regular maintenance will help you reduce how much you spend on petrol. Other tips to save money on petrol include minimising your car’s energy usage, splitting fuel costs among companions when on a road trip, and more.

5 Side Hustle Ideas for Some Extra Cash

Side hustles are additional jobs one takes on top of their full-time work. It is another source of income so that you won’t rely entirely on your 9 to 5 job salary. Some of the side jobs you can try are freelancing, blogging, dog walking, and more.

How do pay advance Apps work in Australia?

Pay advance apps are the latest trend in financial management practices. They allow individuals to access their wages or a certain percentage of their earnings whenever they want and need, without having to wait for payday. The amount of money advanced, plus a fee, is usually paid back automatically from the person’s bank account on payday.

10 Best Ways to Find Discounts in Australia

Wouldn't it be great to get discounts easily no matter where you shop in Australia? We all love the fine things in life. But they all come at a price. Sometimes one too high to even consider. Whether it's food or clothes or plane tickets, knowing where to get them at the best price would be a dream come true. In this guide, we'll show you where to look for those discounts and enjoy shopping. We've done the research and unearthed the ten best ways to find discounts in Australia. Read on for the tips!

10 Ways to Increase Your Salary (Even if You Suck at Negotiating Pay)

Knowing how to ask for a pay rise is not easy, yet it is an essential component of your career success and progression. At some point, you'll need to negotiate a salary increase, either in your current job or the next position. Therefore, it's always good to take stock of what you're worth in the market and prepare to discuss your salary increase. This article will show you ten insanely easy ways to increase your chances of successful salary increase. But first...

10 Tips for Managing Our Salary Weekly: Why It’s Important

Want to kick your financial management skills a notch higher? It can be a daunting task, I know! How to plan? How to start? What to review? Well, below are ten simple tips for managing your salary weekly.

9 Simple Ways to Save money on the Weekly Grocery Shop

An Aussie household spends an average of $140 per week on groceries, totaling about $560 a month or $6,720 a year.

According to the Australian Bureau of Statistics, the average weekly income is $577 and $1,463 for part-time and full-time employees, respectively.

Does Afterpay Help Your Finances? The Pros and Cons of Using Buy Now Pay Later Services

The buy now, pay later is growing in popularity in Australia by making the payment option attractive to new users. The option makes more expensive items affordable.

However, before joining the millions of Australians using afterpay services, it’s best to exercise caution. Learn about it first to avoid joining thousands who complain against it.

Here’s what you need to consider.

9 Clever Methods to Save Money Each Week for a House Deposit

When planning to buy a house, offering a big down payment can save you loads of money in the long-term.

With the amount of interest currently being offered by banks, you’re probably thinking about the fastest way to save for a house deposit.

But here’s the thing…

5 Ways to Get You Closer to an Early Retirement by Saving More Money Each Week

Most people wish they could retire early and enjoy their money when they're still young. We all do right?

However, the majority don't know where to start. A solid retirement plan doesn't have to start with millions of dollars. The best way to save up is to start today with as much you have and let the miracle of compound interest do it’s thing for you.

This guide gives you 5 ways to get you closer to early retirement by saving more money each week.

11 Ways to Save Money Without Dramatically Changing Your Lifestyle

It's easy to come up with financial resolutions, especially at the beginning of the year. You have your savings plan all worked out, and you swear nothing will stop you.

Along the way, you realize hitting your savings goal is easier said than done. You honestly want to save but don't want to give up everything you love.

Read on for 11 ways to save money without dramatically changing your lifestyle.

6 Simple Ways to Pay Down Your Credit Card Debt & Stop Paying Interest

Getting out of credit card debt is intimidating. But you can pay it down and stop paying interest if you focus and persevere. The only quick fix to credit card repayment is when you have a windfall, but how many times do you get windfalls in your life? That's why you need to avoid credit debt at all costs.

If you’re reading this, it may already be a bit late for that but it’s useful to understand before we get to the tips.

7 Clever Ways to Stretch Your Cash Between Now & Payday

It happens to most of us. Around the 20th, you suddenly realize you don’t have money to sustain you to the next payday. You look back, but can’t seem to figure out how you spent your money.

Yet, here you are - a week or two to payday, and you’re broke.

What are the best budgeting apps in Australia?

Tracking expenses, saving money and sticking to your budget can be tough. It takes time to achieve your financial goals. You want to take control of your finances, but you don't know where to start.

You've heard of budgeting apps, but you are wondering… Which app is best for budgeting?

Need Money Fast? Here are 5 Options that are Better Than a Payday Loan

Sometimes you need money fast to cover unexpected expenses or get you to the next Payday. The quickest option to think about is a payday loan for fast cash. But that’s not always the best option. Often, payday loans have exorbitantly high-interest rates. And you can easily get trapped in the cycle of chocking debts.

What if you could access cash quickly, eliminating all the pain that comes with payday loans?

7 Ways to Make it Easier to Wait for Your Pay

Your bills are going through the roof?

You want to pay them on time, but you are never paid on time. You live from paycheck to paycheck, you owe a few thousand, and it’s beginning to take a toll on you.